What is the in-game credit card

In-game credit card is a unique system which is first used in MMORGPs by Chaos team. Similar as normal credit card, in-game credit card enable players to borrow “diamonds” (points for mall items) from central bank. However, there is one minor difference between this credit card and the traditional credit cards. In-game credit card is totally interest free, and it has no expire date. Moreover, if you are unhappy in any way with the items you purchase from mall, you will never have to pay back your debt.

How to apply for a in-game credit card

Players who meet requirement of in-game credit system will get in-game credit cards automatically. There is only one requirement for applying in-game credit card the moment, which players have to reach level 30. When players reach level 30, they will be allowed to buy mall items with diamonds borrowing from central bank. Once players use “Credit Diamonds” their mall account will be negative.

Credit line

Basically, players’ credit line is determined by their level.

Credit Score and flexible credit line

Besides providing a loan to all players, Chaos also has a “Daily Diamonds Quest” system which enables players to make diamonds. With the system players can pay off their debt easily.  As to credit score section we have not made a complete score system yet. So credit score and flexible credit line will come later.